Mobile Home Financing for "Homes Only" on Rented Land or in a Park.
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All 50 States Except AK, HI & NV
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Singlewides, Doublewides or Larger
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1977 or Newer, Back to 1970 in CA
Mobile Home Financing for "Homes & Land".
- All 50 States Except KY, NJ, NY, OH, & WV
- FHA, VA, Conventional & Non-Conforming
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Singlewides, Doublewides & Larger
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Before 1976 (Pre-HUD) Programs
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Construction to Permanent Loans
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Foundation Retrofit Programs
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Straight Land Loans & Land Financing
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Foundation Retrofit Programs
Terry N - Standish, Michigan
"We wanted to thank you for providing us with a refinance for our mobile home. We had tried for 6 months with other companies and until we located your company, we were paying 12% interest. But thanks to you, our new mobile home financing payments are $150.00 less per month. It was a joy to work with people such as yourselves."
Marilyn S. - Realtor - Glenwood Springs, CO
"Our company appreciates all the hard work on the part of assisting our buyers with mobile home financing. As you know, mobile homes in the Glenwood Springs area sell for much higher amounts than anywhere else in Colorado.
Doug P - Haines City, FL
"Just wanted to thank you for all your help in financing my mobile home. I had tried many other mobile home financing lenders and yours was the only one that came through for me."
Mobile Home Financing - Chattels vs With Land
There are two types of mobile home financing available. Understanding the difference is very important since many lenders may focus on one over the other. The first type is called a chattel loan and the second type is a home on land.
Chattel mobile home financing is typically used where the home is going into a mobile home park or on rented land. Chattel mobile home financing is stricter than conventional home financing and may require better credit.
Mobile home financing on land is available. The two types are conforming and non-conforming. FHA, VA, and FNMA have restrictions which when followed are considered conforming. Non-conforming can be difficult to get done. An example of a non-conforming property is a singlewide on a non-permanent foundation or perhaps a doublewide on 50 acres of land.